As a seasoned crypto analyst with deep roots in U.S. housing finance, I’ve witnessed something unprecedented: FHFA and Fannie Mae are quietly exploring Bitcoin and Solana as mortgage collateral. This isn’t fiction—it’s a structural pivot. With 70% of the U.S. loan market tied to these GSEs, their move signals a quiet revolution in asset valuation. I analyze the chain data—this isn’t speculation, it’s systemic adaptation.